Does Subway Take EBT? Updated Guide 2024

If you use EBT (Electronic Benefit Transfer) to pay for your food, you should know that Subway also allows this payment method. EBT cards are usually meant to purchase essential groceries, although several exclusions will allow EBT benefits to be used at specific food places. In this post, we will look at Subway’s EBT acceptance policy and find the answer to ‘Does Subway take EBT?’

Does Subway Take EBT

What Is EBT?

EBT is an abbreviation for Electronic Benefit Transfer. It is a payment portal used in the United States by several government assistance programs to distribute payments among qualifying people and families. EBT cards, like debit or credit cards, are used to access and spend government benefits such as:

  • Supplemental Nutrition Assistance Program (SNAP) 
  • Temporary Assistance for Needy Families (TANF)
  • Women, Infants, and Children (WIC) 
  • Other State Programs

Supplemental Nutrition Assistance Program (SNAP) 

Previously known as food stamps, SNAP offers funding to low-income individuals and families to purchase food. EBT cards are usually used to obtain SNAP benefits at grocery shops, supermarkets, and other food sellers.

Temporary Assistance for Needy Families (TANF)

TANF is a government program that provides financial help to low-income families with children. Under TANF program requirements, EBT cards will be used to withdraw cash benefits or make purchases.

Women, Infants, and Children (WIC) 

Pregnant and postpartum women, babies, and small children are eligible for WIC nutrition assistance. While paper vouchers and checks are still used for particular WIC-approved foods, several states have begun to use EBT cards for WIC benefits.

Other State Programs

Some states will use EBT cards for other assistance programs, such as energy assistance or cash benefits for people who qualify based on their financial circumstances. 

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Does Subway Take EBT?

Moving on to the main question does Subway accept EBT? The well-known sandwich and sub restaurant company, Subway accepts EBT (Electronic Benefit Transfer) at select locations, primarily in states participating in the Restaurant Meals Program. The Restaurant Meals Program is a program that allows certain restaurants to take EBT as payment.

If you want to find subways that accept EBT near me, you should know Subway restaurants are authorized to participate in the EBT program in states such as Arizona, California, and Rhode Island. However, participation varies by location, so it’s important to confirm the current EBT acceptance policy to find subways that accept EBT near me.

The Restaurant Meals Program is intended to provide additional convenience and flexibility to those who will need access to cooking facilities or experience other problems in meal preparation. Individuals and families can enjoy a variety of fresh, made-to-order sandwiches and subs at certain Subway locations by using their EBT cards to pay for their meals.

Who Can Use EBT to Buy Subway?

The ability to use EBT (Electronic Benefit Transfer) to purchase food at Subway restaurants is often state and locale-dependent. EBT cards are primarily meant for purchasing groceries and other important food products from recognized businesses, although the Restaurant Meals Program (RMP) can make exceptions in certain circumstances.

Individuals must normally fall into one of the following categories to be eligible to use EBT at Subway:

  • Elderly or Disabled: Under the RMP, some states will allow elderly people (typically 60 years or older) and disabled people (getting disability benefits) to use EBT at specific eateries, including Subway.
  • Homeless: Homeless people with EBT benefits can use their cards to purchase prepared foods from participating restaurants such as Subway.
  • Lack of Cooking Facilities: Individuals without access to cooking facilities (e.g., the homeless or those in temporary homes without kitchens) will be qualified to utilize EBT for restaurant meals in specific instances.

It’s important to remember that RMP participation and eligibility criteria differ by state, and not all Subway outlets accept EBT.

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How Much Money Can You Get Through SNAP?

The amount of SNAP (Supplemental Nutrition Assistance Program) benefits you are eligible for is determined by factors such as household size and state of residency. The following are the anticipated monthly SNAP benefit levels for various household sizes in various states:

  • A one-person home in Arizona can get roughly $194. In comparison, a six-person household can receive approximately $921.
  • Benefits in California range from about $204 for a single person to $969 for a six-person household.
  • SNAP benefits in Illinois range from roughly $250 for a one-person home to $1,190 for a six-person household.
  • Maryland offers benefits comparable to Arizona, with $194 for a single individual and $921 for a household of six.
  • Michigan and New York provide benefits comparable to Illinois, ranging from roughly $250 for one person to $1,190 for six persons.
  • Benefits in Rhode Island follow a similar pattern, ranging from around $250 for a one-person household to $1,190 for a six-person household.

These benefit amounts are subject to change according to federal laws. They can vary depending on your unique circumstances, so contact your local SNAP office to check your eligibility and benefit amount.

What Else Can You Buy With EBT?

Food and groceries are the most common goods purchased with EBT (Electronic Benefit Transfer) cards. The primary goal of EBT is to assist low-income individuals and families in obtaining nutritional food. Permissible products usually include

  • Fruits and Vegetables: EBT can be used to buy fresh, frozen, or canned fruits and vegetables.
  • Meat and Poultry: EBT can be used to purchase beef, chicken, pork, and other meats.
  • Dairy Products: Milk, cheese, yogurt, and other dairy products are often permitted.
  • Grains and Bread: Bread, rice, pasta, and cereal are all usual EBT-eligible goods.
  • Snack Foods: EBT can be used to purchase some snack foods, particularly those that fulfill nutritional standards.
  • Non-Alcoholic Beverages: Non-alcoholic beverages such as fruit juices, soft drinks, and bottled water are available.
  • Canned and Packaged Goods: Most canned soups, veggies, and packaged meals are EBT-eligible.
  • Seeds & Plants: In some areas, EBT can be used to purchase seeds and plants that generate food for your family, such as fruits and vegetables.

Why Isn’t EBT Accepted at Every Subway?

Does Subway take EBT is not true for all stores. Not every Subway store accepts EBT (Electronic Benefit Transfer) for various reasons.

  • Participation in the Program: Subway, like other restaurants, can participate in the Restaurant Meals Program (RMP), which allows them to take EBT. However, it is a voluntary program; not all Subway franchisees or owners opt to join. Individual franchisees often decide to join the RMP at their own discretion.
  • State-by-State Variation: The acceptance of EBT in eateries, including Subway, varies by state. varied states will have varied regulations, qualifying criteria, and levels of involvement in the RMP.
  • Administrative Burden: Participating in the RMP entails administrative tasks such as complying with particular criteria, reporting, and processing EBT transactions, which some sites will find difficult or unfeasible.
  • Profit Margins: Subway franchisees and other restaurant businesses operate on profit margins that will not make participation in the RMP financially viable. This decision will be influenced by the fees and costs connected with EBT processing.
  • Limited Location Qualifying: Even in places where the RMP is available, not all Subway stores will match the qualifying criteria or opt to participate.


Can you buy Subway with EBT in Texas?

At present, EBT cards are not accepted as a form of payment for meals at fast-food establishments in Texas. In order for restaurants in your state to offer EBT-eligible meals, Texas must be a participant in the U.S. Department of Agriculture’s Restaurant Meals Program (RMP). It’s worth noting that this program is currently operational in only seven states, with Texas not being among them.

Does Subway in New York State take EBT?

Yes, Subway exclusively accommodates EBT payments for in-person transactions at their physical locations. If you wish to place an order through Subway’s online platform or mobile app, you will be required to utilize an alternative payment method such as a debit or credit card.

Who accepts EBT in Texas?

Acceptance of EBT (Electronic Benefit Transfer) in Texas typically extends to grocery stores, supermarkets, and other authorized retailers where you can purchase eligible food items.


Does Subway accept EBT? Acceptance of EBT (Electronic Benefit Transfer) at Subway restaurants varies by location and depends on various circumstances, including state-specific legislation and franchisees’ or owners’ individual preferences. While some Subway stores in certain states participate in the Restaurant Meals Program (RMP) and accept EBT to purchase prepared meals, this option is not accessible at all Subway locations. So the article is to its end and the question does Subway accept EBT has been answered in detail.

Julia Evans is an accomplished writer specializing in social media and technology. With her passion for digital innovation and her sharp writing skills, she has made a significant impact in the realm of online content creation. Julia expertise lies in creating engaging blog posts that provide practical tips, industry insights, and actionable advice for maximizing social media presence.